Personal Loan

Get quick and hassle-free personal loans

Whether you are planning a wedding, managing medical bills, taking a family trip or consolidating other dues, an AV personal loan gives you unsecured funds with a clear EMI and flexible tenure. We keep paperwork light and the process easy to follow.

Why choose our personal loans?

Flexible loan amounts

Borrow what you need, typically from ₹1 lakh to ₹50 lakh, based on income and profile.

Competitive interest rates

Affordable rates so monthly repayments stay manageable.

Fast approval

Eligible applications are reviewed quickly so funds are not delayed.

Minimal documentation

KYC, address and income proofs are usually enough to start.

Custom repayment

Choose a tenure that fits your cash flow, commonly 1 to 5 years.

Eligibility criteria

Minimum age: 21 years
Maximum age: 60 years at loan maturity
Employment: salaried or self-employed with a stable income
Minimum monthly income: ₹15,000
Satisfactory credit history preferred

Documents required

Identity proof: Aadhaar, PAN or passport
Address proof: utility bill, rental agreement or Aadhaar
Income proof: recent payslips or bank statements
Passport-size photographs and a cancelled cheque

How it works

Apply online

Fill our short enquiry form with amount and purpose.

Quick approval

We review eligibility and share the next steps.

Receive funds

After sanction, the amount is credited to your account.

FAQs

An unsecured loan for personal needs such as medical costs, travel, wedding or debt consolidation. No property or vehicle is pledged.

Subject to income and credit profile, personal loans with AV typically range from ₹1 lakh to ₹50 lakh.

Most personal loans are repaid over 12 to 60 months.

No. Personal loans are unsecured. Approval depends on income, employment and credit behaviour.

After documents are complete and the lender sanctions the loan, disbursal is usually completed in a few working days.