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Home Loan

Turn your dream home into reality

Turn your dream home into reality

Buying a house, constructing on your plot or renovating the home you already love — AV home loans are structured around property value, income and a long repayment horizon. We guide you through eligibility, papers and sanction so you do not miss the right property.

Why choose our home loans?

High loan amounts

Finance up to about 90% of the property value, subject to lender norms.

Competitive interest rates

Save more over a long tenure with market-aligned home loan rates.

Flexible tenure

Repay over 10 to 30 years so EMI stays comfortable.

Quick processing

Focused follow-up so approval does not stall your booking.

Expert guidance

Help on eligibility, property papers and tax-benefit basics.

Eligibility criteria
  • Minimum age: 21 years
  • Maximum age: 65 years at maturity
  • Salaried or self-employed with stable, verifiable income
  • Clear property title for the house you intend to buy or build
Documents required
  • Identity proof: Aadhaar, PAN or passport
  • Address proof: utility bill, rental agreement or Aadhaar
  • Income proof: salary slips, IT returns or bank statements
  • Property documents: sale deed, agreement to sell or approved plan

How it works

1
Apply online

Share income, property type and the amount you need.

2
Approval process

We coordinate verification and sanction with the lender.

3
Receive funds

Disbursal is made as per the sale or construction schedule.

FAQs

A secured loan to purchase, construct or renovate a residential property. The house is mortgaged until the loan is repaid.

KYC, income proofs and property papers such as the sale deed or agreement to sell.

Typically 80–90% of the property cost, depending on income, credit score and the property.

Home loans usually run from 10 to 30 years.

Yes. Principal and interest may qualify for deductions under Section 80C and Section 24(b), as per current tax law.

Often 5–15 working days after all documents are submitted.

Get a home loan quickly

Buy, build or renovate. Finance can cover up to about 90% of the property value.

Apply Home Loan