Business Loan

Empower your business growth

Expand a unit, add stock, buy equipment or bridge working capital — AV business loans are aimed at MSMEs and professionals who need speed without locking every asset. We review turnover, vintage and banking so the facility matches cash flow.

Why choose our business loans?

Meaningful ticket size

Funding typically from a few lakhs up to around ₹75 lakh, based on turnover.

Flexible terms

Repay over 12 months to 5 years aligned with business cycles.

Fast approvals

Focused assessment so working-capital gaps are not prolonged.

Unsecured options

Many programmes need no property collateral.

Growth uses

Expansion, inventory, equipment or professional practice needs.

Eligibility criteria

Applicant age: 21 to 60–65 years
Business operational for at least 2 years
Verifiable turnover and banking
GST registration where applicable
Satisfactory credit history of the firm and promoters

Documents required

Identity proof: Aadhaar, PAN or passport of promoters
Business proof: GST, trade licence or registration certificate
Financials: IT returns, bank statements and balance sheets
KYC of the entity and latest business address proof

How it works

Apply online

Share vintage, turnover and the purpose of funds.

Approval process

We assess banking, GST and financials with the lender.

Disbursement

Sanctioned amount is credited to the business account.

FAQs

Finance for working capital or expansion. Many products are unsecured term loans for eligible MSMEs.

Several programmes are unsecured. Larger limits may need security as per the lender.

Commonly 12 months to 5 years.

Promoter KYC, GST or registration, ITRs, bank statements and financials.

Proprietors, partners and private limited companies with adequate vintage and turnover.